Live without health insurance

People without health insurance by health economists, "described as" free riders. Is not that telling phrase? I mean, with the average cost for a family health insurance at $ 12,106 per year if you do not go along with the Great American Slavery to pay the last dollar, which then after paying for your prescription drugs and medical bills for your insurance links They are somehow not playing by the rules. Well, there is something wrong withthis picture. One out of seven Americans are uninsured, our country spends twice as much on health care as other countries where everyone is insured, and yet our health care outcomes (how long you live, how likely your kids are to get to their first birthday) are second to last amongst industrialized countries.

For people without insurance, getting sick can be a disaster. In fact, half of all bankruptcies in America are caused by someone in the family getting sick. That means your house will be ruled on, your children will be threatened to form, your marriage can be ruined by the financial burden, and you have to work for the rest of your life because you never get in a position to move forward. What's worse, many Americans are dying because they avoid the doctor when they are not sick to think that they can not afford. Does it have to be so? I do not say. I say that you can take control of your life with the planning for your health needs, the changeLife, and educating yourself to a smart health care consumers. And you can do, even if you can not afford insurance. How do you do that?

The first step is by educating themselves. Expensive colonoscopy ($ 2000 +) have not proven to be more effective in the successful reduction of death from colon cancer than a $ 2-test (occult blood) you can buy at the pharmacy. Taking your child to the doctor in the U.S. will probably lead to an antibiotic (prescription not mention an expensive doctor and) Pharmacy bill-which will help her, will increase significantly and the risk of future infections. The American Medical Association says that you are not an annual checkup with a physician if you are not sick. If they say why should you pay?

And what if you sick? If you get cancer or need heart surgery, you can go to a country such as Thailand and coming state of care in modern hospitals with physicians who were trained in America or an equivalent medical trainingSystem ... for 1:10, what you pay in the United States. As above applies to the nursing home care. Many Americans are waking up to the fact that they are 1:10 to pay so much when they go south of the border, and they prefer the climate.

OK, what if I will be in a car accident, they will not be able to me to Thailand, please send right? What many do not realize is that they can get better trauma care at large urban hospitals, like Grady Hospital in my hometown of Atlanta to use a sliding scaleForm of payment as they would at most private hospitals. But you can not wait until you make a disaster to those plans. You must do your homework and plan to do.

Can a medical savings plan that provides a cushion available. Also, by a small amount into the plan each month will help your financial future.

We all know that proper nutrition and exercise are important. But what most people do not know how much money they save through the right steps.The vast majority of expensive medical care for chronic diseases like diabetes and heart disease can be prevented through diet and exercise for more than 90% of the time! That's pretty good chances.

So start doing the math and see what is right for you. Perhaps one can live without insurance.